Hereâs what I think.
All this bollox about 131 euro per square foot is cloud cuckoo land. Itâs got to be at least 180-200.
If the houses are being fixed, or rebuilt, they should be done properly as they were, not to a shoddy builders finish. Itâs either right in principle or it isnât.
It should apply only to primary homes and should be capped at 3000 square feet. All the âpsychogical damageâ stuff should be binned.
Fix the homes. Nothing else.
The money should be borrowed at long term historical low interest rates.
Lord knows the logistics of it,
People should be very grateful for it though.
Thereâs many a person bought a bodged house with zero comeback.
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From what I can see, a lot of these chancers in Donegal want a blank cheque to build a mansion for themselves, all at the taxpayers expense of course
120k would build you all youâd want up there.
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They are want 3000 sq ft, fully furnished to the highest standard
Fiona wants her patio.
underfloor heating, ceramic hobs, Jacuzzi baths, the works
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None of these houses should be allowed an island
While holiday home owners are not normally a group that attract major sympathy, I donât see how itâs fair to leave anyone that owns a holiday home that will fall down owing the whole full amount to the bank. The legislation should allow them return the security to the bank and walk away from the debt, if they want.
not at all, eevry should be treated the same, a free house, twice as nice as the one you had
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Right you are.
sure the Government are paying for it
@croppy_boy , does this redress scheme have any impact on your mortgage, say if youâre half way through it when the remediation takes place. If the house has to be fully rebuilt does it mean the existing mortgage is null and void?
Nope. Not at all. And itâs not a case that you can hand the keys to the bank and say that youâre done with it either, like you could elsewhere, as bad credit follows you to the grave in Ireland.
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This is why I think itâs unfair to exclude holiday homes. People are still on the hook for the mortgage on it and if they donât pay the banks can go after their family home or any other asset they have.
If youâre buying a second property through the banks then youâre living beyond your means.
Nonsense.
Itâs truth.
I have little sympathy for someone who buys a second home on borrowed money an it going tits up. Itâs an indulgent purchase and wrong in the middle of a housing crisis.
Your champagne socialist tendencies coming through again.
The lack of empathy on here I suppose probably isnt surprising for TFK. But by and large, the people most affected by this are ordinary families in standard 2 and a half bed estate houses. Their houses should be fixed. The first port of call should be the suppliers of the defective material, and their insurance companies. I genuinely dont know why this isnt the case. The fact that there was ineffective building standards and controls in place by the government for their lack of legislation, which has since been changed showing the fault there at the time. There wasnt half as much issue in the general public when the pyrite issue in the greater dublin area arose all those years ago. I never heard anyone at the time complaining about costs or why should the taxpayer pay and all the guff now going on about it.
Ultimately, these people need assistance. It is our governments responsibility to ensure they step up when citizens need assistance. They are not infallible in this case, much like when they did so for the pyrite issue. Yes, the suppliers should be on the hook for this, and their insurance companies. The fact they are not shouldnt mean families have to lose a home over it. Its wrong what has happened. And its equally as wrong that the media spin keeps trying to put the people affected by this against the rest of the country.
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100%. I canât get over some of the mean spirited quibbling from the likes of @Fagan_ODowd and @flattythehurdler. I suppose they just think people should be allowed go homeless and bankrupt through no fault of their own.
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The AG is supposed to be considering if a case has legs. It might be difficult to prove, without all doubt, that Cassidyâs were to blame to this shitstorm.
You know far more about this than me but these are two of the theories Iâve heard as to how the MICA occurred in the blocks:
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Rather than leave the blocks to set for the required two weeks after being manufactured a chemical was added to make them dry quicker.
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The blues dust that you see in quarries, apparently, blew into the mix and that causes the issue.