https://www.rte.ie/news/business/2025/1217/1549421-monzo-gets-central-bank-licence/
Regisered for the early access in December and got the notification on the app there to get set up. It’s a lot more popular in the UK compared to Revolut. Got a free €25 as part of the early sign up too. Customer Service seems to be a lot better than Revolut which will be a big thing for some. I know a lad who got banned off Revolut as a friend was doing bets for him and sending money over and back if it won before they just closed him down.