They havenât the capacity to deal with whatâs being asked of them. Quare lot of request coming in like. Zero time to ramp up and dwindling staff numbers.
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Joe Duffy and his contributors are cunts. Like Jack and Oisin.
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They should just give an auto approval for these. No credit decision required. If a fella asks for it give it. 90% of people will genuinely need it. Thw cost of giving it to the other 10% of pisstakers will still be cheaper than doing any kind of due diligence
I agree. We should all be applying for it. They should save us the hassle and just give it to us all.
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Iâve an option to fix the mortgage at 2.45% for five years. Should I go ahead or expect variable rates to hit the floor soon?
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Banks cant afford to let the variable drop much below that if we go into huge recession
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The poor crayturs.
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Used like joe one time,but God last few years heâs a cross between a social worker and a plamaser
Im on 1.75 in UK. 2 year fixed. They can afford it they just dont want to.
Anyoneâs revolut not working?
I can log into it. I used it in a shop earlier
If you dont at least have 20k in cash handy on you right now youâve fucked up . Banks will be gone in a few weeks . Wall street is shut .
You need gold. Cash will be only good for lighting a fire.
Your missus be selling her hole for chickens . Itâs called barter
Chicken of the caves.
So what do ye make of this lads. I told ye awhile ago I paid off a good bit of the mortgage there and had war with them over a supposed missed payment. It subsequently transpired that they then recalculated my payments and brought down my payments by about âŹ200 a mo th but still over the lifetime of the original mortgage. Cue another fucking row but anyway I resigned myself to defeat and just decided to transfer the extra payments myself with online banki g every month. Same thing in April.
Got a letter yesterday with a cheque for 900 notes apologising for the "inconvenience " caused and they still canât get get it right. I didnât know whether to laugh or cry. (Well I laughed actually)
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What had you wanted to shorten the length of the mortgage?
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When I was making a capital repayment, I had to put in writing whether I wanted to reduce the term or repayment amounts.
What do you mean? I paid off a lump sum and brought down the capital. I wanted to keep paying the same amount though every month which meant I would have it paid off in about 5 years.