Banks - Cunts

fenwaypark · April 4, 2020, 2:39pm

When you make a capital repayment, you can either reduce term (amount of years left) or repayment amounts. It was up to you to specify this.

iron_mike · April 4, 2020, 2:39pm

I did though. That’s the thing.

Julio_Geordio · April 4, 2020, 2:40pm

You are as well to do it the way the bank did it in my opinion. You can keep overpaying in the meantime, but at least if it all goes Pete tong it’s a lower amount.

But how and ever, if you haven’t already, get onto the mortgage advisor for your local branch. They’ll sort it for you. Speaking to nameless admins on the phone is a complete waste of time. They don’t give a fuck. At least you can go back to a specific person if there is one person looking after it

fenwaypark · April 4, 2020, 2:40pm

In writing?

iron_mike · April 4, 2020, 2:40pm

Yup.

iron_mike · April 4, 2020, 2:42pm

Anyway it doesn’t matter. They can keep it the way it is now. If things start to go tits up cos of this virus, I can pay the lower amount and still be on top of it. It’s just gas the lack of communication. You get told to fuck off one minute and the next you get a cheque and an apology but things stay the same

anon67715551 · April 4, 2020, 2:48pm

That’s a solid example of the truth of the thread title. They don’t give a shit.

iron_mike · April 4, 2020, 2:50pm

Fuck it. The local chopper is still open. Dinner on the cunts tonight

anon67715551 · April 4, 2020, 2:54pm

A pizza then so… Oh wait!!

iron_mike · April 4, 2020, 2:56pm

If we do get one and there’s even a hint of pineapple in the fucking thing, I’ll make the fallout from this virus thing look like an episode of winnie the pooh

flattythehurdler · April 4, 2020, 3:11pm

I was chatting to a “friend” who works for Goldman yesterday. He says it’s gone ballistic busy as the yanks are going mental worrying about people taking a govt payout, paying it to themselves, letting the company go under, and restart afresh in a few months. Goldman are, apparently, extremely worried about their good name and reputation

iron_mike · April 4, 2020, 3:14pm

That’s a bit like Ivor Callely being afraid of buying a new phone

Copper_pipe · April 7, 2020, 9:07pm

gilgamboa · April 7, 2020, 9:40pm

Very fair summary. And surprisingly good detail in it

flattythehurdler · April 7, 2020, 10:20pm

Bullet point?

Juhniallio · April 7, 2020, 10:23pm

Be wary. Don’t keep loads in it.

Copper_pipe · May 13, 2020, 7:01am

padjo · May 13, 2020, 7:12am

What’s the craic with Revolut? Why would you use over traditional banking? Fees?

TheUlteriorMotive · May 13, 2020, 7:36am

The card gives better FX rates if needed. Multiple cards on one account for kids etc. Transfers funds to people is easy. Card security using app is very handy - can disable card using app. Instant receipts. Load up card as a debit card so amount on it is limited.

Offers trading platform now too.

KinvarasPassion · May 13, 2020, 8:26am

Read the headline mate, Traditional banks are cunts.