You just dont get it fellaā¦ Munster is a way of life.
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All those Munster fans so eagerly looking forward to the Munster hurling championship they threw a sliotar on to the pitch there as a present to him. 
Enjoy the summer mate. Iāve made my concession to advancing middle age in the last week. Iāve bought a bicycle and some gimpy looking cycling gear.
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From the Indo.
FORMER Ireland and Munster rugby star Frankie Sheahan insisted he holds no grudges over his high-profile bankruptcy.
Mr Sheahan (41) was forced into bankruptcy in April 2017 after Bank of Ireland turned down a personal insolvency arrangement he had offered in a bid to address debts of ā¬1.1m to the bank.
Over his rugby career the Cork-based star won 29 caps for Ireland and played for Munster a total of 154 times.
Now, he is rebuilding his career with Pendulum Summit, an annual motivational conference which he will bring to the US with a New York event next September.
He has now revealed that, after multiple repayment proposals had been rejected, his final negative equity was ā¬500,0000 on an investment portfolio worth ā¬3m.
The rugby star said that while his pride was hurt over the 2017 bankruptcy, he had the āpeace of mindā of knowing he had done everything possible over the previous five years to hammer out a repayment deal with his creditor.
āWe had five years of litigation and when I look back at it the amount of desperately wasted time that we spent, myself, my family, drafting letters and then drafting responses, putting proposals together,ā he told RedFMās Jonathan Healy Show
"On the bankās side, they were going through all of this - they were having meetingsā¦the legals were having a field day. Two or three sets of legals back and forth and around.
"What a desperate waste of time - when I look back at the energy spent. If I was head of Ireland Inc in the morning - that was a lost seven, eight or nine years of just negative energy around with nothing productive coming from it.
"It was what it was - but my negative equity was only ā¬500,000. I donāt mean to (be flippant). But as part of a portfolio that was worth ā¬3m in six or 12 months that would have been positive again.
"I certainly wasnāt a basket case.
"We had dozens of proposals on the table to pay every penny back in time. We couldnāt pay it in one lump sum - to be fair, that is a very unreasonable ask. But that was the ask.
"We had no option to bankruptcy. It absolutely damaged my pride to have to do that because I would never, ever advocate for anybody to walk away from something.
"But I had a peace of mind knowing that we had 20 proposals - we tried for five years to deal with this.
"At the end of the day it is very hard to do a deal with somebody who doesnāt want a deal.
"That is what it was - I had the peace of mind knowing it was one creditor and one creditor only.
āFor the record, I donāt have any animosity towards anybody else - it is what it is.ā
Mr Sheahan said he focused on property investments when he retired.
āWhen I retired I was luckier than a lot of guys in that I am from a business background. My father has been stuck in business for 40 years or so,ā he said.
"I had a lot of excitement about the ideas I had - but there is also a lot of fear. I invested heavily in property and we all know what happened next. Property dropped by about 50pc, 60pc, 70pc.
āYou have to deal with what is in front of you. One of the most frustrating things was dealing with people in a non-commercial sense. For some, there was a zero tolerance view - it was a learning curve dealing with a brick-wall mentality.ā
Mr Sheahan said he believed many Irish businesses and investors in financial difficulty could have addressed their debts had they just been given time.
āI take responsibility for everything I have done - I did what I did and I take 100pc responsibility for it,ā he said.
"Some banks worked very well at it. While you had something like NAMA that came in and was brilliant for the developers, there was no NAMA for the people who owed ā¬1m, ā¬2m or ā¬3m.
āSome people bought loans back for a fraction of the price. There were developers who took loans out from commercial institutions - it was a joint venture. Things went wrong, the banks became nationalised and suddenly they are Public Enemy No 1. I thought that was unusual. Do people have all the facts?ā
āSome people would say, was it greed? I would take issue with that. It is being as good as you can. It is not necessarily about the money for those guys - it is being as good as you can be and setting and achieving new targets.ā
Mr Sheahan admitted it was difficult facing the loss of savings and investments from over almost two decades as a rugby player.
āI was very fortunate to be able to play rugby professionally for 14 years,ā he said.
"I had a huge passion for it and I was lucky the game was turning professional just as I got out of University College Cork (UCC).
āI was lucky that I got 29 caps for Ireland. But I grew up with Ronan OāGara and look at him - he has 128 caps.ā
The former hooker had to retire from the game at the age of 32 because of persistent injuries.
Now, he works as a sports pundit in addition to his work with Pendulum.
all joking aside I always assumed you were mid to late 50ās
TBF to him, I see him around quite a bit and he seems like an alright sortā¦ Always has 10 kids hanging off him and a hello for everyoneā¦ Heās not going hungry anyway, thatās for sure.
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No. Iāll allow you to pry just this once, still havenāt hit the half century mark.
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Youāre about 40 years late golf is dying
Itās not popular so stay away? I didnāt think you were a bandwagonner but guess it must seep in to all rugby fans.
He said specifically he was going to follow everyone else and take it up.
Do you need some help with your literacy?
comprehension
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Is Zebo not usually a first choice player for Munster?
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What sort of a person brings a sliotar to a rugby watch to give to an opposition player .
Its the new thing now, everyones rolling with the sliothars. Thats the way its gone now.
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A friend of the forum summed things up best in his column today.
āYou would have to be proud to be Munster. Most other teams would have given up, but our boys died on their shields. Itās not the killing of a man, but how he dies, and we died like men.ā
āYou will never be alone when you wear the Munster colours. They mind each other. They party and they care.ā
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Good observation
Iām very proud to be a Munster man today.
Youāve been a wonderful addition to the Red Army, kid.
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so true
we may have a lost a game that we were expected to win but we actually won such was the manner of our defeat
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