No, a renovation without planning will not be subjected to change heating systems etc. New builds are a different story as they go through planning. If you are not going through planning, you dont need to meet the regulations but you still need to build in compliance.
But the bit Iād be more concerned with are your shortcuts and not meeting building regulations. If its just the air to water/heat pump, then grand. anything other than that would be of major concern
Youād never be able to sell it, well maybe for cash but a bank would never give a mortgage for it
Solicitor doesnāt come into it until you have mortgage approval and are preparing to make an offer and need spade work done
Conveyancing is a cod
Donāt pay for a survey until you submit your bid and it has been accepted.
It will cost anywhere from ā¬500-ā¬1ā500 depending on the level of detail required, and its potentially money down the drain if you do it pre bid acceptance.
When you do submit your bid make it clear it is subject to a surveyorās report.
In relation to a solicitor, itās no harm to ring around for a few quotes before you start making offers on houses and decide who youāre going with should your offer be accepted.
By shortcuts I meant not having it in the terms of what a new build would be required to be by the banks.
The architect and engineer basically said they can come up with a fairly good budget on it but my concern was will the banks then necessitate it is done a certain way which would add further costs on.
Iāve heard whether true or not that meeting the specs of a new build for a mortgage compared to a new build without a mortgage put a lot more costs on the build due to the banks demands for things to be done a certain way.
Thanks, just the information I was looking for
Donāt dream about high energy rating, nearly impossible without spending a fortune in an auld house. No heat pump, put in an oil boiler, rads and maybe panels for water as you said. Aim for somewhere around a B rating.
Thatās the plan anyway. Central heating with oil and maybe a solar panel for water.
Basically Iām still none the wiser and what the banks can and canāt demand on a renovation. Is this something the engineer and architect sorts out?
A B+ rating is plenty for any house,these A rated houses are a cod for the amount you have to spend on them.
Yes, but if the extension is over 40sqmts youāll have to go through planning anyway. As Gman said, itās the building reg side of the council and your engineer that looks after the energy side. When doing a new build or renovations as a self build, you have to register on the council system as the main contractor/builder and take responsibility for everything.
@Fulvio_From_Aughnacloy as Ambrose says, the architect and engineer will sort it. But you wont have to change or increase spec to the NZEB regs as long as you arent going through planning. Keep the extension under 40m2 and youāll be fine.
Iām not sure the point @EstebanSexface you make on selling it on and getting a mortgage for it? Anyone buying any sort of house can obtain a mortgage for any sort of property. His market value will be lower if he doesnt have certs or a high BER rating, but thats more to do will the resale value than if it will resale at all. There are plenty of dumps that get sold all over the country to people who get mortgages and then plan to do their own renovation work.
the banks wonāt give out mortgages for certain build standards, especially if an engineer wonāt sign off on it, if there are shortcuts taken.
yeah but thats not what he is asking for here, he is talking about shortcuts on the highest building regs. He is still getting a mortgage so still needs to be able to have a cert of compliance for the works he is planning on doing and that will be there if and when he sells. The difference being if he doesnt get a mortgage now and just fucks up any sort of extension without any engineer/architect sign off.
this is what you said and what I responded to
yeah he answered that after
After an enquiry from someone who is looking for a house in the locality I had a look on Daft last night. There is practically nothing sub 300k and those that are, are mostly complete renovation jobs or poor houses in the town. For the past few years there was plenty of houses up in the 200 - 300k category. If they are either not on the market or now being sold for 300k + then things have certainly reached a boiling point, as this wouldnāt traditionally be a high demand area.
I was surprised to see houses in Murroe village going very cheap and enquired with a friend who mentioned it was likely due to rural resettlement of troublesome city folk. Mentioned Patrickswell and Caherconlish as having similar issues. Otherwise Iām seeing little under 300k within 20 miles of Limerick that is desirable.
If you donāt meet up to date standards your asset isnāt going to really fully reach its potential?
Did the engineer at any stage recommend knocking the whole lot down and building again from scratch? You did say originally it was a derelict property.
Spend as much money as humanly possible on getting the house properly looked at pre bid.
We got a charlatan to check the house we bought and it cost upwards of ā¬20k to sort issues the cunt never checked or missed.