Have you considered becoming a vulture fund?
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Go to a saving s brokerage they will sort you out. Banks and credit unions will give you literally nothing
Credit unions being charged neg int to hold money with banks now so wonāt take more than 30k savings off people going fwd
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They are also going to bring in monthly account charges.
Charging negative interest on deposits is fine if they dropped the variable rates on loans too inline. Cost of credit for the banks is at negative atm. I canāt see this remaining for the rest of the year though
Talk to me anyone in the know here? Iām hearing this wasnāt a vulture fund saleā¦
Everyday finance is a fund that has bought lot of loans from Aib in the past. Thatās who owns the debt here based on that report. Possible they contracted it back to Aib to keep managing the day to day recovery process
After a year of jumping through hoops we finally drewdown on a switch/top up combo. Costs have obviously risen in the year so rang the bank there and told them weāll need a bit more as there were a few other changes weād like to make, nothing major. He said no chance, you should have told us prior to drawing down. I told him we were a year waiting to get to this stage and any further delays would have driven the buiders demented. He told me that my only option was to apply for a personal loan but to only do that after weād fully drawn down the top up. I was speechless and the more I think about it the more bizarre the conversation was. He said if you donāt want a personal loan come back in a year about a further top up. Anyone ever have to go back to the bank for extras after drawdown?
You havent a hope of getting more money after drawdown in my experience.
Iād say you are about 3 months past the point where you should have told them you needed more money at that stage 
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Any banking employees please PM me your address.
I will be calling in the next few days to beat the shit out of you and any dependants.
Front of house staff excluded.
Thanks in advance.
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Very good
Some serious slaps on the wrist coming up
Dimmy can tell us again how Ireland is not the financial wild west.
I donāt want to upset your narrative but this is happening all over Europe. One of the two banks is BNP a French bank, the other is Investec a south African bank. Neither has substantial presences in Ireland, both are just routing trades through these offices for tax arbitrage.
Most of these companies are set up in the Netherlands, but theyāll need multiple hubs all over Europe to play this game. Itās not an Irish thing.