Coronavirus - Dig In, It's going to be a while yet

I havenā€™t got it.

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@Juhniallio Micro Finance sounds interesintg :thinking:

I am writing to you and your company as we experience one of the most challenging situations our country has ever encountered as we seek to thwart the COVID-19 pandemic. I am acutely aware of the severe and unprecedented difficulties the pandemic has caused for Irish businesses and I can assure you of the total support of the Government and, in particular, the Department of Business, Enterprise and Innovation (DBEI).

It is very important that companies do their utmost to stay open during this difficult time and a number of supports are specifically targeted to assist companies to stay operational and retain their staff. As I outline some of the numerous measures taken to date to assist businesses, I can assure you that we will take further fast, targeted and effective actions as the situation evolves.

DBEI is now operating a Business Support Call Centre to advise on the Government supports available to businesses and enterprises that are affected by COVID-19. The Call Centre can be contacted at 00 353 1 631 2002.

The Department has updated the Business Continuity Planning Checklist COVID-19 which identifies some of the key risks to the continuity of your business activities during the outbreak of COVID-19 and of preparatory actions that can be taken to respond.

In addition, on the COVID-19 Supports page on the Departmentā€™s website there are numerous links to vital information, supports available and advice to business on dealing with COVID-19. This advice is from official and trusted sources such as the Health Service Executive (HSE) and Departments of Health, Employment Affairs and Social Protection (DEASP) and Foreign Affairs and Trade (DFAT) as well as WHO, the Health Protection Surveillance Centre and the Health and Safety Authority (HSA).

You will find guidance for the business and retail sector, guidance for workers dealing with the public, information for employers and employees, on home working and on employment supports and payments. It is important that the advice and guidance you take is from official sources and you will also find all information regarding COVID-19 on the Government website, www.gov.ie.

The Government has recently announced a range of supports for business, many of which are administered through my Department and our Agencies and Offices. These can also be viewed on the COVID-19 Supports page and include:

  • A ā‚¬200m Strategic Banking Corporation of Ireland (SBCI) Working Capital scheme for eligible businesses impacted by COVID-19. Loans of up to ā‚¬1.5m will be available at reduced rates, with up to the first ā‚¬500,000 unsecured. Applications can be made through the SBCI website

  • A ā‚¬200m Package for Enterprise Supports including a Rescue and Restructuring Scheme available through Enterprise Ireland for vulnerable but viable firms that need to restructure or transform their business.

  • The maximum loan available from MicroFinance Ireland will be increased from ā‚¬25,000 to ā‚¬50,000 as an immediate measure to specifically deal with exceptional circumstances that micro-enterprises ā€“ (sole traders and firms with up to nine employees) - are facing. Applications can be made through the MFI website or through your local LEO.

  • The Credit Guarantee Scheme will be available to COVID-19 impacted firms through the Pillar Banks. Loans of up to ā‚¬1m will be available at terms of up to seven years.

In addition, the following supports are available for firms experiencing trading difficulties and short-term shocks:

  • The Department of Employment Affairs and Social Protection and DBEI will provide a joint First Responder support service through the Intreo Offices and development agencies, Enterprise Ireland and IDA Ireland in each region to provide tailored supports for impacted firms, with the objective of avoiding mass lay-offs and buying time for firms to work through the short-term disruptions.

  • Firms that need to reduce hours or days worked can avail of the DEASP Short Term Work Support by contacting their local Intreo Office, see Short Time Work Support

  • The full range of Enterprise Ireland, IDA Ireland, Local Enterprise Office and ƚdarĆ”s na Gaeltachta grant supports will be available to firms to help with strategies to innovate, diversify markets and supply chains and to improve competitiveness.

Local Enterprise Offices can provide vouchers to businesses to assist in preparing in the event of any business continuity issues arising.

A Finance in Focus grant of ā‚¬7,200 will be available to Enterprise Ireland and ƚdarĆ”s na Gaeltachta clients who want to access consultancy support to undertake immediate finance reviews.

The Registrar of Companies has also decided that all annual returns due to be filed by companies between now and 30th June, 2020 will be deemed to have been filed on time if all elements of the annual return are completed and filed by that date. This will enable businesses and their financial advisers to focus on the more pressing and immediate financial challenges. The situation will be kept under review and the date of 30th June may be extended depending on the situation at that time. Companies should check the CRO website www.cro.ie for more details.

I recently met with the pillar banks, who assured me that they would support businesses and show flexibility through the outbreak. I was therefore very pleased at the recent announcement by my Government colleague and Minister for Finance, Paschal Donohoe regarding a number of actions that will be taken by the five retail banks following his own discussions with them.

The measures include extensive supports for SME customers with the banks working to ensure that simplified access to a wide range of credit, cash flow and supply chain supports will be offered to businesses. This also includes deferrals of up to 3-months on loan repayments. The banks are adopting a customer-focused approach to businesses with a wide variety of tailored supports including extensions of credit lines, risk guarantees, and trade finance. These actions will build on the Governmentā€™s already robust response and will deliver real support to SMEs and companies at this time.

The Government has also published a National Action Plan in Response to COVID-19 (Coronavirus) and this can be found at www.gov.ie/covid19.

I can assure you as Minister that myself and my officials in the Department of Business, Enterprise and Innovation, together with our Agencies and Offices and colleagues right across government and the public service, will continue to work closely with you, and for you, in the time ahead. We are in unprecedented times with extraordinary challenges but working together we can make the decisions and take the actions that will ensure that we minimise the worst impacts of this disruption and are best placed to return to normality when it passes.

Yours sincerely,
![](https://ci4.googleusercontent.com/proxy/2OhPOluMY1nXYMcHkD3tG3d6EsYlRjZ2gC0MT5rHsYeaaDXpGPkzdiqR2g1gzMM-kLNcKutFpkzcGUo7nKUmuBqDfgEgPxeeWja5ZMg3QeCQy4eE24RcgdCA_B6DiBl_c9VB3CFK9dXMKiKZum_UZ7qQ2C_JKumH5YhZYj8ApBLdajnp4M9KqY81GvII1Rz4sA6sp97gVoaEOSMv85oTnxpykwFD2yWijzwBPSI84In1MpMuF6XPV6IPv0CS2abhqwuaXWkWAzyYs2PCGBDe3J_wFKHD3icZk-Lusx_1GRCyKqavKUkvEhkeVEl99clcbC-
WChyP6VKGP4B16hUTGkg3BgclzwXn8Wk4s1zhDKmnDPYd2fGCxSgvX1WJaXFRWa4tfzPvwn79J3RrMYq
HqkheLP3FvKXVjmrcBtEuFs7JvWfdp0nqEbfc6NvDfTc=s0-d-e1-ft#http://img.news.cro.ie/im/2210108/cced584ca0204aa41cb4be999ff667d0ad0b2b089b0501cbed0d085a4b7f811d.png?e=2dVmA-reLo2BaPm1BzjIscUkBPine-m0HqiUBjKEzKItKvSCgcIp3rRrcWKPc-I2TCmnnyku3raRkhAv9VRi49ef3C2AN5ZfQFpCri-rNOGrTUEKhD68bN6Rbnxrq3c9Cw8UZzrL19-SR4gy2tgWnl0vIi1HCyePYUjqF1H3DGJ9jI1impsRZ7H5CAJAwUGeCUI_kzNhN-jngq1R5Q)
Heather Humphreys, T.D.,
Minister for Business, Enterprise and Innovation

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Working from home. They will be a plague amongst this virus. The finders fee is 20% of starting salary, goes to agency. The recruiters typically get 2% as a bonus

Commercial rates to be suspeneded for 2 months with a review then

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That reminds me of a bidet story told by an auld plumber I used to run into on the odd job back home years ago. Some aulā€™ biddy asked him to come out and fit a bidet for her. It seems the bidet was a cheap yolk and the water pressure was set too high. ā€œYou couldnā€™t adjust the pressure on it so I knew well it would scald the hole out of herā€ he recalled.

Sure enough he got a call from your one about a week later ā€œCome back and take out that fucking bidetā€ she says, ā€œIā€™m red raw after it!ā€

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its a great thing once it is installed properly, if the angle is right and the temperature is correctly adjusted it is the only job

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Still promulgating the fact that you need to he in close proximity to someone for 15 minutes. Iā€™m not a doctor but thatā€™s fucking mental.

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Can you catch it off someone breathing or would they need to spit, cough or sneeze on you it a surface you were in contact with to catch it?

pity @rudi isnt around to do a macroaster special

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I nearly had a breakdown last night, mate.

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how did you handle it? I start chanting some self affirmations and try to get my breathing under control

I think I put too much herb in cos I looked like Casper after finishing up.
Watched Primetime then & the shit hit the fan.

Need to ease up says the missus.

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Iā€™d say we are heading to effectively or actual martial law in most western countries, and for the same reason, kids off school and young ā€œadultsā€ off college are ignoring self isolation measures. From what I can see here, older people are staying home and being looked after by family and neighbors, most adults are only going out for essentials and walks and staying a safe distance from each other, but you see groups of kids and younger adults everywhere.

The only ones enjoying this are the dogs, getting walked ten times a day.

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Was it the location for a C4 doc a few years ago, hell on the dole or some such? Fairly grim alright

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I remember that documentary. It upset me greatly.

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Buckle in

Gangs of teenagers still roaming my own park ā€¦ young adults no doubt all in apartments / houses ā€¦a sizable amount just wont listen.

And there are lads on here who think teaching the same young adults is the easiest job in the world!

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Theyā€™re impossible, invincible in their own minds, self-obsessed and beyond selfishā€¦ we were all there

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