Go to donedeal, carzone, etc. Start printing off ads of cars with same year, similar mileage, spec, etc. Use them as proof of the open market selling price of the car at the time of the accident. Be ready to fight the cunts.
Basically. They will more or less give you what they feel it would cost you to buy a similar type car of the same vintage today. You paid 3200 for it last year. They will look up the book value of a similar car with same year with similar mileage.
You might be lucky to get 2k. What year car is it?
Luck has fuck all to do with it. Agression and an ability to fight is what wins here. Threats of legal action and reporting them to the Financial Services Ombudsman if they try and fuck you over, etc.
Christ, I hate insurance companies.
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PM @carryharry You might not get the same value as done deal. I know there is a book published every six months for garages that gives the value of a car depending on condition, year etc.
Iâve had to deal with insurance companies on car claims on more than one occasion mate. They are scurrilous bastards, looking to low-ball you with a âtake it or leave itâ approach.
War. Choco is the man for this job.
Theyre unbelievable cunts. The only thing is, @ChocolateMice is not looking for huge money here. The wife used to work in a brokers. She says that the general rule of thumb with the bastards is anything under 5k is âusuallyâ paid out without questions. Having said that depending on the policy, his premium will rocket and he might have e no choice but to stay with the same cunts.
Even if it wasnât her fault ?
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Thatâs what I forgot to ask @ChocolateMice If it wasnât her fault then she shouldnât have to claim. Itâs up to to whoever fault it was. Now I do know that if it wasnât her fault but there is a bit of contention over it, she can claim. When itâs all settled and is found not to be her fault, her insurance company can invoice the other company which should leave her with a clean slate. If whoever tipped her owns up straight away, then sheâs fine.
Every second one in Dublin
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Mercedes are generally shit cars. For all the bells and whistles they overlook the basics. Reliability. Iâd never drive one again.
I was tipping her
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My sister has a company merc. 150k kms in 2 years and the fucking thing is falling apart. Itâs been in the garage for 11 weeks in total since she got it
If I was you then chief, Iâd fucking deny everything. As far as youâre concerned she came at you head on.
On the wrong side of the road
Lets not get into who came where
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Iâd be very slow to claim for that sort of cash if I was at fault.
Youâll be scalded some way or other afterwards, no claims protection or not.
Otherwise, start adding up all your costs associated with your loss. If the car is written off, sheâs had to make her way around without it, etc.
Is there not some ambulance chasing sort on here?
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Is she wearing a neck brace yet @ChocolateMice ?
A merc is what youâd see an Indian driving here.
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The biggest cod is that Irish importers will dodge recalling stuff if at all possible and the state couldnât give a fuck.
So things like some injectors, abs units, etc on the likes of VW will be covered under certain recalls in the UK, no questions asked. Here its a case of thatâll be âŹ1213.48 please. Never seen them go before.
At least if you buy an import, it originated in a proper jurisdiction and you can bring it back up north to be sorted out.
The newer mercs are a big step up. The 00s ones were terrible shit heaps altogether. 3k for a loom. Some sort of differential in the back of the e-class. Thousands. Rust.
BMW are the biggest jokers of all. Unless somebody else is footing the bill, avoid. 5-6k repair bills are very common.
Cars are complete bullshit, and unless you go new and keep in warranty, find a good mechanic.
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A load of old tosh.
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Iâd say he read it on the Internet