The ask Bandage about mortgages thread

782

That’s Kilkenny out then.

2 Likes
783

BOI is 1.9% if you have an A or B BER rated house.

1 Like
784

We’re a city, mate.

785

No potential I’d say, increases incoming

786

I’ve started making moves to look into a switch but to be honest I’m with AIB and would take your hand off for that not to have to move elsewhere.

787

Not sure if you’ll qualify. Presume it’s new business. PTSB determined to fuck us if we stay with them…

788

I fired a query in to them there anyway.

I don’t quite understand what your situation is, they’re refusing to update the LTV? Even if you get a new valuation report?

789

Yes. It’s part of their open, principled policy.

790

Send a written complaint and then go to the financial services ombudsman?

791

Aside from that. It’s the basic service provider gamble that you wont be arsed to move. Theyve offered us 5 different options. All are above current repayments. All are over 80%ltv which we are below/well below. Rang them and they were having none of it.

792

Nothing to complain about. They’re well within their rights to try to shaft you if you agree to be shafted. It’s mind boggling the savings that can be made though.

793

[quote=“Locke, post:784, topic:23128, full:true”]
We’re a city, mate.

The klaxon sounded :slightly_smiling_face:

794

The ash-plank trailers are circling…

[quote=“flattythehurdler, post:793, topic:23128, full:true”]

795

Pulled by 250k tractors.

1 Like
796

Can you fire up a link or point to where you came across this? A quick look only threw me up a 2k offer for switching to AIB from another provider.

797

I can’t. It’s a direct offer from a broker who deals with AIB.

798

Oh. Do brokers in general have access to different or better deals than when you go to the bank directly?

799

It’s Haven rather than AIBb with that offer

800

It’s AIB offering us it mate. But fair enough deciding what our broker has offered us.

2 Likes
801

Ok mate take it easy he didn’t mean anything by it