That seems like an awful lot for childcare. You must be living in Dublin?
There is a rebate you can qualify for. It is means tested and paid on a sliding scale basis. If you are both working and have a combined net income or annual take home pay of ā¬80,000 for example it can be worth up to ā¬180 - ā¬200 a month back.
We pay a bit less than that but our one is not a registered creche and just minds a few children in her house but we are lucky in that if there is a wedding or something that requires an overnight stay she is flexible enough to accommodate us.
I have to laugh when I see the take home pay as being 4th highest in Europe when Greece was the only country in Q2 22 which had a higher mortgage Interest rate than Ireland and Ireland ranking 3rd most expensive in Europe for childcare costs.
It reminds me of the subbies in England who would pretend they were paying you top rate same as the other contractors, problem was they were but would pay you by check which had to be cashed after waiting 3 or 4 hours in one of their pubs in Holloway Rd.
The luxuries @Big_Dan_Campbell is forgoing seem to be weighed heavily on his wifeās side.
One small interesting snippet from the mainland was that surveys suggested that the holiday would be the absolute last thing to go.
How much percentage did they charge for changing the cheque? Was 7% in Crystal Palace. Another few percent be left behind the bar after drinking all night.
We donāt have a cleaner but understand why families do. As @Spidey said, will result in smoother relationship and frees up time to do things family members want to do.
