With rent increasing is now the time to buy a 2nd property from the bank

It would break your heart. Lad probably earning since his early 20s, spending money on cars, weekends away, gym memberships, fancy overcoats, coffees, nights out, you name it and now can’t buy a house in his mid 30s.

In my day you started saving for a deposit when you got your first wage packet and you didn’t spend a bob beyond mere survival until you had nailed that first three bed semi.

Different times and different priorities I suppose.

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