Banks - Cunts

He was slow rolling you. You could have been subsidising the fucker for years

He must have kneaded the dough.

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A serious slice of luck for him

And who said it was delivered not bought in the shop?

Should be easy enough solve. CCTV if he called in for it, address if delivered.

Easy on Columbo.
You can’t be expecting lads to go out and actually investigate crime.

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How would you know who the person on cctv was?

Here we go again.
Jobs for the boys…

https://www.rte.ie/news/business/2025/0621/1519534-banker-pay-cap-ends-big-payday-boom-incoming/

I have a savings account with some money resting in it, but it is being devalued every year, as it is not doing anything. With BoI. Anyone know which one of their other savings accounts would be good to put some money into? There are around 3 or 4, but I am a bit clueless. I suppose talking to the bank would be a good start.

How much?*

*I haven’t a clue anyway, but I’d say it’s an important point.

I suppose I would cautiously like to test with a few grand to start with. 1 to 2k

Send your Iban and Ibic numbers along with the PIN number to @habanerocat.

He has a few hours to kill and he’s a magician when it comes to money matters.

Magic Disappear GIF by Squembri

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Buy a few shares lad or put it into a pension or AVCs.Savings accounts aren’t worth a shit.

Any good places to find out about shares?

@gilgamboa will fill you in.

We talking about the incident in the safe again?

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I had to go to the bank yesterday to lodge a cheque I’d received. There was a slight error in the titling of the payee so I endorsed it correctly and marked it “Pay to account XXXXXXXX” and then the fucking thing kept reversing back out of the machine.
I enlist the assistance of Nuala who repeated my efforts but I detected she hit some other button that I hadn’t seen but in the end the fucking cheque vanished and a receipt issued.

I’m at home 2 hours later when Constance phones. Brief palaver before she launches off in a mildly adversarial tone about how I’ll have to attend tomorrow and properly endorse the cheque and as Pat Shortt famously said “you can’t be doing that”….

I let her empty both barrels before enquiring if she’d looked at the back of the cheque…….

She was fair lively in dismounting her high horse and turning on the charm offensive…

I good-naturedly admitted that we all make mistakes and signed off cordially.
I’m an avuncular old gent at times - the girl just didn’t do enough diligence…No harm done.

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Is your bank account title very similar to CASH?

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BTW the new payment rules are really starting to grate.

The BOI online response is to make it even harder to use the system. Some heap of outdated junk.

Irish businessman who had thousands in mortgage savings stolen from Revolut account told he’s ‘not entitled to reimbursement’

Tech firm owner says he never authorised any of the transactions

On September 12, Paul Walsh went to buy a coffee using his Revolut card, but became alarmed when the transaction was declined.

The 36-year-old, who had been using Revolut to manage finances for his technology business and to save for a mortgage, knew there was thousands of euro in the account.

Yet when he opened the app, he was shocked to see that almost €10,000 had been drained from it the day before. Six transactions were made over the space of six minutes to accounts that he did not recognise – and he claims he never authorised any of them.

In total, €9,589 worth of payments were made to two businesses that he said he never used. One was a cryptocurrency site, while the other was an online marketplace.

There had also been another attempt to use his Revolut at a restaurant in ­Alicante, Spain, at a time when Mr Walsh was in Galway.

This transaction was blocked, but by then, the rest of the money was long gone.

“I contacted Revolut immediately to report the breach,” he said. “What I got back were bots and boilerplate replies. Revolut insisted that a one-time passcode (OTP) had been issued from within my app and that the transactions were authenticated, but I never received any OTP.”

Two days before the incident, Revolut said an SMS had been sent about the addition of a new virtual card to his account which read: “A new card is being added to your device. Please log in to verify and add the card.”

However, Mr Walsh claims he never did this and did not get a text.

“That would have required me to log into my Revolut app using my passcode and biometrics, then receive an in-app OTP that I would have had to manually approve for an unknown card and an unknown device – from Spain,” he said.

Mr Walsh said the €10,000 was money he had saved for buying a home.

“It was supposed to be a step towards the property ladder that already feels impossible in today’s housing crisis. This has set me back significantly,” he said.

When he started up his business, ­Adhere Digital, seven years ago, he managed the company’s finances through Ulster Bank. After it closed its remaining branches in Ireland two years ago, he decided to switch to Revolut.

Mr Walsh, who is from Co Mayo, believes that if this incident had happened with a traditional bank, he would have recovered his money because he was a victim of fraud.

He has had to take ample time off work to try to resolve the matter.

“Most people don’t have the time or expertise to deal with issues like this,” he said.

“I had to go to the gardaí, the Financial Services and Pensions Ombudsman, the Central Bank of Ireland, multiple solicitors and independent cyber-­security experts, just to get help.”

The businessman has been critical of the customer service he received from Revolut.

After he made a complaint, the ­finance app said the payments were valid under Mastercard’s internal chargeback rules and that “no unauthorised access” occurred.

According to its investigation, Revolut found that he was the victim of card fraud after a virtual card was added to the scammer’s Google Pay wallet on an Android device using an OTP shared via Mr Walsh’s Revolut app on September 8.

A spokesperson for the company told the Irish Independent: “We were very sorry to hear of Mr Walsh’s case or any instance where our customers are targeted by ruthless and highly sophisticated criminals. In this instance, through mistakenly sharing an OTP, Mr Walsh enabled the fraud to take place.

“We are genuinely sorry that in this instance, Mr Walsh was therefore ineligible for reimbursement.”

However, he disputes this and said he never mistakenly shared an OTP. He believes an outsider was able to gain access to his app.

“The uncomfortable answer is that Revolut can’t prove who actually received or used that code – yet they use that authentication to deny refunds,” he said.

“Why would I have authorised someone to add a card to my account in Spain? It just doesn’t make any sense. I manage a tech business, so cyber security is part of my daily vocabulary. My phones, laptops and accounts are locked down with layers of authentication.”

Mr Walsh has submitted a data request seeking to retrieve the authentication logs from Revolut.

He previously shared his experience on LinkedIn and was “inundated” with messages from people who also lost out on thousands of euro after scammers stole money from their Revolut accounts.

“It’s been gut-wrenching hearing about wives, husbands, sons and daughters all facing similar issues. They were blamed for authorising fraud they never saw,” he said.

“The security of your money and basic customer service should be fundamental components of any bank.”

However, Revolut has rejected Mr Walsh’s arguments that customers are not being adequately protected.

“Revolut has full confidence that its customers’ accounts and funds are wholly protected and goes to every length to support users who report fraud,” a spokesperson said.

“Last year alone, we prevented more than €700m in potential fraud against our customers globally by implementing real-time AI fraud detection systems, transaction limits, in-app warnings and delayed payments for suspicious transactions, biometric authentication requirements and in-app calls.”