Generally if you overpay it comes off the lump sum, it doesn’t reduce next month’s payment
I told the stupid cunt in the bank that the lump some was to include November’s payment and the additional few bob was to come off the balance. I understand what your saying. In hindsight I should have just let the direct debit go through and then lump it in.
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Could you not just elect not to pay and pay €1000 to a personal insolvency practitioner and get a debt write down.
I’ve never missed a mortgage payment kid
Apart from last month?
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Vent your anger here Mike.
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Ah its cleared up now. I gave them a buzz there today and got an apology. It’s way down the line in terms of shit that’s gone wrong for me in the last couple of years
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Did you make sure that this doesn’t appear on a credit record?
Yes. And I’ve asked for written clarification of same and received an e mail confirming it .
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Be worth requesting your credit record from the Central Bank (free for the 1st time) in a couple of months. I got mine there a while back it’s worth it just to make sure everything is oxo
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Yea. Cheers chief. I’ll do that
You need to be 60 days in arrears in reality before they log a missed payment with the credit bureau. He is fine
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Ad-hoc shit like that plays havoc with all the nightly jobs and bits of sellotape keeping the show on the road in the background.
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Priorities boy, you got it right
For God’s sake
That’s appalling,heard the mother of that poor kid on radio yesterday awfullllll
Have to appeal that loony decision from what I can gather it’s not even a slap on the wrist for a clearly premeditated gbh,in britland those scouts would be locked up
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