What you mean âtheyâll cover the restâ? How much can you get out of HTB scheme and is it only on new builds?
Iâm all cried out mate
5% of the value up to 400k
example
if value is 300k
FTB you need 10% deposit so 30k in the bank
HTB scheme will give you 5% of the value of the property towards the deposit
in this case they will give 15k, you need 15k so thatâs the 30k sorted
there is a stipulation that you need to have paid tax for the last 5 years cc @caoimhaoin @carryharry i think
money usually goes directly to builder
you can see what you are eligible for on revenue online
young lad in work here availed of it and it worked well,
only new builds
solicitor and stamp duty is another 5kâŚyoull need cash then to kit the place out
KBC are very open to this, also if stuck, find a broker
get the bank a/c clean tho for last year, no missed DD and paddy power transactions
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Youâd only get a kip with âŹ300k. Youâd need at least âŹ1m to get a half decent house in Dublin 4, 6 or Wexford.
The country badly needs another recession .
Youâd want your head examined to buy a house in North Kildare
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The Micks are so obsessed with owning a house that theyâll buy in any shithole estate in some commuter town. The Europeans - renting away for their lives - laughing at us owing money to the banks for all our lives
Lads on here Need to grow up. Swanning off on weekend breaks, eating avocado toast and drinking soya lattes without owning a home is a good way to end living under a bridge and relying on the tfk landed class largesse and good grace (and we wonât be found wanting)
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Most European capitals are ghettoised pal.
A version of that article appears every few weeks.
Snowflakes and millennials are interchangeable as are lattes and avocado on toast.
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The fuckers need to scrimp and Save like other generations to own a home with a 43â LG open fire
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+1 mate. I lived like a monk for two years saving for the deposit for my first house.
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Snowflakes have no idea. I run a home in Dublin, Wexford and Brussels. Iâll tell you something, they should try it sometime.
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No pensions, no houses and sky high rents, the snowflakes are going to finish work at 70 with a tiny government pension and wonder how they are going to make rent.
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A mortgage is an investment in your future
Company talk
Until youâve kids youâre as well off renting but youâd want something solid before they start school and making pals in an area
Ballincollig is wall to wall with such people renting.
A return to mothers staying at home as much as possible means many are not even allowed in the door with a bank.
So what seems to be emerging is get them to a reasonable age and mother goes back to work.
I get what you are saying but unless you are a dopey prick re ting is fine and you should be able to stay as long as you want.
Of course you should, by the age of 25 I had 80k saved.