People shite talking about hiaces

[ironmoth]

This is true Har, but I just cannot align with the notion of buying something I cannot afford. There are good reliable cars out there that a fella on a budget can pick up if he’s willing to shop around.

[carryharry]

Believe me when i say the following, a large % of people trade off their cars for some reason. Those reasons can vary from poor mechanical issues, car needing money spent on it etc etc. A small % change perfectly good cars but its generally a very small %.

[KinvarasPassion]

What’s the total cost of credit?

[anon61956325]

6.9%

[anon61956325]

Bumped for @Bandage

[flattythehurdler]

My wife’s cousin is a dealer in the UK who is also, believe it or not, a child psychologist. He loves cars, buying and selling. He’s as decent as they come. If you were looking for something over here, you could do a lot worse than talk to him. Pm if you want to. He charges, I think 250 to find a car, but that will be at auction, and he’s been doing it for years so he knows what he’s at. He’s been great to us anyhow.

[Massey]

The UK is the only place to buy a decent car,much more bang for your buck.Ill be changing my auld jalopy next year and ill be goin across the pond.

[Tassotti]

You get a far better class of car in the UK

[Massey]

@gilgamboa

I think the PCP is a bubble ponzi type affair. If stg remained low it is likely to depress the value of used cars significantly as will the flood of new cars sold on PCP now. The PCP gives a gteed min value but that’s “min”. It’s supposed to give you equity for your next motor as well. But that’s assuming open mkt value is higher than the gteed min. If your only getting the min value back in three years it’s an expensive way to rent a car for a few years.

If you can afford to buy it with a CU loan or something likely far better off

Consumers left with 'staggering amounts' of debt from PCP car sales

[Massey]

@gilgamboa

[Appendage]

PCP is a gift.

Give the car back and walk away if you can’t afford it.

HP with balloon payments on the go for years.

[flattythehurdler]

Getting in debt for a car is fucking stupid. I’ve had plenty of high end cars. The novelty wears off after about two weeks. The road looks the same from inside all of them, and you realise fairly quickly that the only reason to buy one (that people will look at you with respect or something) is utterly meaningless as 1. They couldn’t really give a fuck, and 2. You couldn’t really give a fuck what they think when it boils down to it.
The only thoughts in buying a car should be

1. The personal environment in the cockpit (so to speak) and how much it’s worth to you, and
2. The practicality.

[EstebanSexface]

Aren’t you driving around in a mid life crisis coupe?

[Raylan]

It’s a midlife crisis motorcycle

[Julio_Geordio]

He’s had more midlife crisis than you’ve had hot dinners.

He’ll be sitting in a shed on his fishing pier checking the Macclesfield scores before long

[flattythehurdler]

I will please God.
I could write a book on midlife crises.
I’m going back hurling training.
Herself looked unblinking, and said “I hope you’re joking you silly fucker”

[ciarancareyshurlingarmy]

I reckon she said it stronger than that.

[Mac]

Will you just come home ta fuck and stop all the messing

[EstebanSexface]

You married well

[Appendage]

I’d say it’s a matter of choice. One could argue that any luxury is stupid. We’re all gonna die in the end.