Inflation is the friend of the borrower not the renter
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At least two (probably 3) roadside sites on it mate if we went down that route (as well as the option of selling the rest for farming) but the likelihood is i will the eventually take one myself and build there, and probably end up farming the rest.
Not a position to get a mortgage at moment. Had approval for a good wedge and a deposit about 6/7 years back but decided to go back to college, which meant leaving my job and working for myself. My current job situ is a mixture of self employment and short term contracts between two different industries. The hope is to get a permanent position in the more recent sector, and within a few years be looking at getting something.
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Send me a PM ref your line of self employment, mate.
that last paragraph makes you sound like an absolute mug
have you ever had health insurance? any pension,savings, AVCās?
taking out a private health insurance policy for the first time if over 35 and you are not with a US corporation is complete madness
Iāve had private health insurance since I was 22. The job and industry I was in had zero prospects for progression - I couldnāt go much further than where I was. You donāt know a fucking thing about me so why donāt you go shit in a hat
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We had a talk from some health insurer guru a few weeks back at work. Think his name was Dermot Goode, his surname was Goode anyway.
Was actually informative enough. Basically anything less than ā¬800 or ā¬900 a year and your cover isnāt worth a shit really. An eye opener for me as Iām paying around half that at the moment. Also advised to always ring the provider and have it out with them over the phone over a half an hour. Never renew or buy online. Never ask them what plan theyād recommend as theyāll sell you an absolutely shit one for a reason.
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Fellas who work for the man never get it.
They think they are secure but they are actually far less secure than most. Someone else can root them.
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I paid VHI for decades. Never claimed for a bean until the last 5 years. Iād be dead now if I didnāt have it. Iād say I have got every penny back that I paid into it. Itās eye watering the cost of some procedures and medicines.
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Its unbelievable
I wouldnāt live without it. When things were bad, we got rid of internet, TV channels,
Nights out, whatever. Never ever let the insurance lapse. When herself was in hospital this summer, it was a godsend that she was in a private room for the night or 2 with all the shit was going on
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ok guys, maybe people should realize that one size doesnt fit al and what is right for one person isnt right for the next
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Spot on. Although one would still want their head examined to buy a house in
north Kildare
Unless from there
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Fair enough mate
Never had health insurance until I decided to get laser eye surgery about ten years ago. Aviva had some deal at the time that youād get half of the cost back, together with your tax rebate.
Kept up the health insurance for a couple of years after, almost out of guilt as anything. Was about to ditch it - young, just started working, itās a waste of money, Iāll never need it etc - when I ended up getting carted into A & E one day unexpectedly. Ended up as a 10 night stay in hospital which came to 11k in total. Was covered so didnāt have to pay a penny.
Will never ditch the health insurance now. The one thing Iāll never drop.
Iād imagine if you are used to hopping out of one rented kip every 12 months and into another then youād know no difference.
Same for adults sharing accommodation with strangers (housemates), a very very very strange and utterly weird concept to me but I understand not everyoneās standards and expectations are the same.
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Youād want your head examined to have health insurance in this country with any provider other than VHI. Iāve followed in my auld fellas steps and renew it with VHI each year. Its due again now next week actually and its ā¬1200 for me on my own but Iāll pay it. Iāve a mate with no health insurance, even though he could afford it. Too mean. āIf anything happened to you youāve to wait for a bed whether you have insurance or notā is his reasoning but its awful foolhardy for a fella married with a mortgage (him). Like you, my uncle would be dead in the last few years but for he had good VHI cover and they sorted him out good and proper in jig time.
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